What Is Outstanding Finance?

How hidden finance works, why it matters, and how to protect yourself when buying.

The risk

If you buy a car with outstanding finance, the lender can repossess it. Always confirm finance is settled before handing over any money.

Use your knowledge to make an informed decision. Get instant vehicle history and MOT data.

Check a Vehicle Now

The complete pre-purchase checklist — paperwork, history, bodywork and the test drive.

What advisories, minors, majors and dangerous defects really mean for your car.

Cat A, B, S and N — what each category means and whether the car is safe to buy.

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